Beware These 5 Tricks Insurance Companies Play
If you have ever been in a fender bender accident, probably one of the first things you did was call your insurance company. This is fine when dealing with a fender bender but when there are serious injuries you need to realize that you should not trust the insurance companies. So consider these five insurance company tricks and remember them if you are ever in a serious accident and incur injuries.
If you only suffered a minor sprain to your wrist let’s say, it may not be worth hiring a Syracuse personal injury lawyer. If you have moderate or serious injuries then you should seek help from a personal injury attorney.
An insurance company will work to do whatever they can so the company only pays out the minimal amount necessary. They will lowball you and treat you poorly even if your dealing with your own insurance company. They usually are impeccably friendly and polite which may get you to think they are acting in your interests.
What this boils down to is the simple fact that regardless of which insurance company you are with, regardless if the at-fault driver that insured you is with the same insurance company or not, you are merely a number to them.
Syracuse Personal Injury Lawyer: Common Tricks Insurance Companies Play
You should beware of an insurance company that keeps delaying your claim. In many states, you have two years to file a claim under the Statute of Limitations. The insurance company will drag its heels and then they will test your patients by offering you a low settlement when you have no time left to hire a personal injury lawyer.
- Asking for a Recorded Statement
The insurance company may seek a recorded statement which they hope you will incriminate yourself, admit blame or hurt your case in some other way and this will impact the size of your claim. You should avoid giving any recorded statements. What you should do is hire an experienced Syracuse personal injury lawyer, refuse to give a statement and say the personal injury attorney is handling your case.
- Your Medical Expenses are Disregarded
Insurance adjusters will often “disallow” or “disregard” a portion of your medical expenses incurred after an accident. They will claim that the treatment you received was excessive. They may even say there are gaps in your treatment, or that you received treatment for injuries that were not related to the accident. When you are injured in a wreck and get treatment it’s important to recover the most you can for your injuries and that is what good personal injury lawyers do best.
- Making a Low-Ball Offer
It’s not unusual, in fact it is normal practice for an insurance company to initially make you a very low offer. The companies realize that there are those who are desperate for money and may be unsure what to do after being hurt in a wreck. You need to be aware that you should never jump at an offer because you want or need fast cash. You may not even know the full extent of your injuries if the accident was recent.
- Implying You Don’t Need an Attorney
The insurance companies use a variety of tricks to suggest the accident is being taken care of or implying you don’t need to have an attorney. The may say “we accept responsibility” and imply you will get a fair offer. Nothing could be further from the truth.
Syracuse Personal Injury Lawyers
At the Syracuse law offices of McMahon, Kublick & Smith, our Syracuse personal injury lawyers can help you every step of the way to ensure that you fully understand your case, and receive the compensation you deserve. Ccontact the veteran Syracuse personal injury attorneys at McMahon, Kublick & Smith at (315) 424-1105 or by email by clicking here for more information on how we can help you and a free case evaluation.